Financial Matters

University education requires long term commitment and planning. We would like to offer a few suggestions.

Encourage your student to:

Apply annually for bursaries and scholarships.
Visit a Student Awards and Loans Officer who will assist in planning a reasonable budget, and help navigate through the many government programs.
Apply for jobs on campus – McWork and Ontario Work Study Programs – these may be more flexible and convenient than off-campus jobs.
Prepare and follow a budget. There is a Student Budgeting and Money Management section available …

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Finding a Job on Campus

A wide variety of jobs are available to students across the campus as well as in the neighbouring community. Many University departments and the McMaster Students Union employ student staff.

Various student job opportunities on campus can be found on:

OSCARplus – McMaster’s Student Career and Development Portal
McMaster Student Union (MSU) Jobs site
Hospitality Services Employment Opportunities/
Athletics and Recreation Opportunities

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Registered Education Savings Plan (RESP)

RESP forms for undergraduate students are completed by the Office of the Registrar. The Registrar’s Office requires the student’s signature either on the form or an accompanying cover letter submitted with the form before they can be processed. The Registrar’s Office requires the student’s signature as authorization to release the academic information.

Forms can be dropped off at the Registrar’s Office in Gilmour Hall, Room 108 (forms can be deposited into the Drop-Off Box located outside the doors after …

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OSAP and Financial Assistance

Things to Do:

Students apply for OSAP (Ontario Student Assistance Program) on an annual basis. The OSAP application is released each year in April.
Encourage your student to apply for OSAP prior to the July 15th recommended date.
Develop a financial plan with your student.  Be cautious of credit cards!
Complete the online aid application in Mosaic to submit applications for bursaries, awards and work programs all in one place.
Visit a Student Loans and Awards Officer in the Office of Student Financial Aid & Scholarships …

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Student Account

Students encouraged to monitor account statement regularly

We recommend checking the account monthly to review the balance owing, ensure payments have been received and there are no unexpected charges. Keeping an eye on the student Account Statement is important to minimize costs and avoid delays in grades and future registration.

Students can access their account by logging into Mosaic; it’s their responsibility to keep their account in good standing. Parents who want to be on top of their child’s financial status, should …

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Buying Textbooks

Check out Tips for Buying Textbooks on the McMaster Campus Store site for suggestions on keeping textbook costs down and to find out about were the textbook dollars go.

Note deadlines to return textbooks and review the general refund policy. Keep in mind that custom courseware (compilations of articles put together by the professor) is printed on demand and is non-returnable.

If you have a budget set aside for books but can’t be on campus to shop with your student, consider purchasing a …

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